Deposit with us for a better future with a competitive rate to meet your financial goals.


Enhance your saving in Trade Finance Fixed Deposit Scheme with minimum of Rs. 5000/= while availing highest interest rate in the competitive market by choosing the convenient maturity period to suit your individual requirements.

Benefits of TFI Fixed Deposits.


  • Flexible investment period ranging from 01 to 60 months.
  • Highest interest rate provided in the competitive market.
  • Interest on deposits will be served securely as depositor desires.
  • Superior professional customer service.
  • Rapid refund on maturity.
  • Trusted excellence over 40 years of existence in the finance industry.
  • Eligible deposit liabilities are insured with the Sri Lanka deposit insurance scheme, implemented by the monetary board, for compensation up to a maximum of Rs.600, 000/- per depositor.

Fixed Deposits Rates



PERIOD MONTHLY A.E.R MATURITY A.E.R 4.88% (E-D) (E-C)
01 Month 4.88% 4.99% 0.00%
03 Months 5.01% 5.13% 5.13% 5.23% 0.25% 0.00% 0.12%
06 Months 5.25% 5.38% 5.38% 5.45% 0.50% 0.00% 0.13%
12 Months 6.67% 6.88% 6.88% 6.88% 2.00% 0.00% 0.21%
13 Months 6.67% 6.88% 6.88% 6.86% 2.00% 0.00% 0.21%
15 Months 6.67% 6.88% 6.88% 6.82% 2.00% 0.00% 0.21%
18 Months 6.67% 6.88% 6.88% 6.77% 2.00% 0.00% 0.21%
24 Months 7.38% 7.63% 7.63% 7.36% 2.75% 0.00% 0.25%
36 Months 7.84% 8.13% 8.13% 7.55% 3.25% 0.05% 0.29%
37 Months 7.84% 8.13% 8.13% 7.52% 3.25% 0.00% 0.29%
48 Months 7.84% 8.13% 8.13% 7.29% 3.25% 0.00% 0.29%
60 Months 8.31% 8.63% 8.63% 7.44% 3.75% 0.00% 0.32%

Senior Citizen (above 60 years)

PERIOD MONTHLY A.E.R MATURITY A.E.R 4.88% (O-N) (N-L)
01 Month
03 Months
06 Months
12 Months 7.14% 7.38% 7.38% 7.38% 2.00% 0.00% 0.24%
13 Months 7.14% 7.38% 7.38% 7.36% 2.00% 0.00% 0.24%
15 Months 7.14% 7.38% 7.38% 7.31% 2.00% 0.00% 0.24%
18 Months 7.14% 7.38% 7.38% 7.25% 2.00% 0.00% 0.24%
24 Months 7.84% 8.13% 8.13% 7.82% 2.75% 0.00% 0.29%
36 Months 8.31% 8.63% 8.63% 7.98% 3.25% 0.00% 0.32%
37 Months 8.31% 8.63% 8.63% 7.95% 3.25% 0.00% 0.32%
48 Months 8.31% 8.63% 8.63% 7.70% 3.25% 0.00% 0.32%
60 Months 8.77% 9.13% 9.13% 7.81% 3.75% 0.00% 0.36%
Rates are subject to change based on CBSL directives.